*An overdraft fee of $30 will be assessed for each item paid against the Overdraft Privilege limit. An overdraft may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means. We will not authorize and pay overdrafts on ATM and everyday debit card transactions without account holder consent. Overdrawn balances must be repaid within 30 days. Overdrafts will not be paid if the Overdraft Privilege limit is exceeded, or if the account balance remains negative for more than 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.